Pathik Shah

IMPS ( Interbank Mobile Payment Service) – How It Works, and Why It’s Awesome!

There hasn’t been any single mobile payments solution in India ever, which just works. Sure, there have been a lot of startups which have tried to crack mobile payments using e-wallet services, but most of them pretty much suck. Some like mChek have been good, but they failed to gain much traction. Even Paypal isn’t an option anymore, after the recent RBI crackdown.

Though I have been a huge fan of NEFT (National Electronic Fund Transfer), it is not as usable as I’d like it to be. There is a significant delay in the completion of the transaction, and to effect a transaction, you need to give out your complete account details, which could make anyone a bit apprehensive about using the service.

IMPS allows you to send and receive money using just your mobile number and an MMID (Mobile Money Identifier) which is allocated to you via your bank. You also use an MPIN (password) in order to verify the transaction.

The best thing about IMPS is the ease of use. Soon, all major banks in India will be offering IMPS as a service. All transactions are real-time, enabling you to send money to any IMPS user within a matter of minutes.

You can use it either via SMS or via a mobile application. Most banks will be launching mobile IMPS apps for all major platforms.

More details: IMPS (Interbank Mobile Payment Service)

With IMPS, we now have a robust mobile payments system in place, and we are inching closer to financial inclusion in India.

What Next?

An awesome Payment Gateway, please.

I really hope that the government also launches a standard payment gateway API in collaboration with NPCI, RBI which supports all major Indian banks and allows users to conduct e-commerce transactions easily and securely. (CCAvenue, EBS, DirecPay all suck from a usability perspective.)

Such a move would address one of the major pain points that all e-commerce startups in India face, thereby encouraging more users to buy stuff online and trigger a massive e-commerce revolution in India which could potentially make Flipkart look undervalued even at the rumored $1 billion valuation.

It seems that DoT is forcing all ISPs to ban the major file sharing websites like Mediafire, Sendspace and Rapidshare.

This is the list of ISPs which have banned these websites so far.

MTNL Delhi
Airtel

Here’s what you see when you visit those websites.

Update: All the banned websites seem to be accessible now. Atleast on MTNL Delhi. Yayness!

The ban was due to some retards thinking that everyone was going to pirate the shit out of some lame movie called ‘Singham’. No one even knew that such a movie existed.

Watch IPL 2011 Matches Online | Free IPL 2011 Live Streaming

Watch IPL 2011 Matches Live – Youtube

Watch IPL 2011 Matches Live – Indiatimes

DLF IPL 2011 is about to start this Friday, April 8. Many of us won’t be able to watch it on TV, but here’s some good news.

All IPL 2011 matches will be broadcast live online, on Youtube, officially.

You can also watch all the IPL 2011 matches for free on Indiatimes live.

Check out this link for more details about IPL:

IPL T20

Nude Pics of Poonam Pandey Stripping for Indian Cricket Fans

After India’s awesome win against Pakistan, the World Cup is almost ours. Poonam Pandey, that really hot chick (and Kingfisher model) who had promised to strip and pose nude if India won the World Cup has lived up to her promise.

She has answered the wishes of the millions of cricket fans in India, and the billions of horny pseudo-fans who were rooting for India just to see her naked.

Here are the nude pictures of Poonam Pandey, exclusively for you, the loyal readers of this blog.

Check out Poonam Pandey stripping, right after the break.

Nude Pics of Poonam Pandey Stripping. Click click click!

Read the rest of this entry »

How to Register for a UID Aadhar Card in India

The UIDAI project has been underway since months now. Here’s how you can register for the Aadhar project and get a UID (Unique ID) in India.

First of all, here’s the official UIDAI Aadhar website – UIDAI

To get a UID (Aadhar), you need to fill this enrollment form. Download it, print it and fill it.

UID (Aadhar) Registration Form

Next, here’s a list of enrollment centers where you can submit the UID enrollment form, get your documents verified and complete the biometric verification.

List of UID Aadhar Enrollment Centers

After the fingerprint details, photos and other information has been verified, the UID card (Aadhar number) will be sent to you in about 10-20 days.

Links –

UIDAI

List of UID Aadhar Enrollment Centers

UID (Aadhar) Registration Form